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Terminology from European Single Access Point (ESAP) Glossary

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2026-01-03
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aandelenfinanciering

equity financing, equity finance, equity funding, FINANCE, [https://iate.europa.eu/entry/result/931361/nl-en 931361]

aandelenkapitaal, eigen vermogen, eigen kapitaal

shareholders' funds, equity capital, stockholders' equity, owner's equity, own capital, shareholders' equity, equity, share capital;FINANCE, 2243438

aangehouden netto economisch belang, aangehouden belang

retained interest, retained net economic interest, FINANCE, 3545603

aanvullend eigen vermogen, aanvullend vermogen

additional own funds, financial institutions and credit;accounting, 874323

activa van niveau 1, overdraagbare activa met een uiterst hoge liquiditeit en kredietkwaliteit

assets of extremely high liquidity and credit quality, level 1 assets, transferable assets that are of extremely high liquidity and credit quality, financial institutions and credit, 3563951

additioneel eigenvermogensvereiste, pijler 2-kapitaalvereiste

additional own funds requirement, P2R, own funds add-on, pillar 2 capital requirement, financial institutions and credit, 3575835

afboeking, afschrijven, kwijtschelding

write-off, write off, writeoff, accounting, 3520448

afgeleid financieel instrument, afgeleid instrument, derivaat

derivative instrument, financial derivative instrument, derivative financial instrument, derivative product, derivative, financial market, 856223

agiorekening

share premium account, FINANCE;accounting, 1071938

andere systeemrelevante instelling, ASI

O-SII, O-SIIs, other systemically important institution, financial institutions and credit, 3572348

ASI-buffer

other systemically important institutions buffer, O-SII buffer, OSII buffer, financial institutions and credit, 3576019

ASI-bufferpercentage

O-SII buffer rate, financial institutions and credit, 3579800

basisvermogen, oorspronkelijk eigen vermogen

original own funds, financial institutions and credit, 877915

binnen twaalf maanden te verwachten kredietverliezen

12-month expected credit losses, 12-month ECL, twelve month expected credit losses, financial market;accounting, 3572978

blootstelling op proef

exposure under probation, financial institutions and credit, 3579357

blootstellingsmaatstaf voor de berekening van de hefboomratio, blootstellingsmaatstaf, maatstaf van totale blootstelling

total exposure measure of the leverage ratio, leverage ratio total exposure measure, exposure measure, total exposure measure, leverage exposure measure, leverage ratio exposure measure, total leverage exposure measure, financial institutions and credit, 3575844

blootstellingswaarde

exposure value, financial institutions and credit, 2233479

buffer voor mondiaal systeemrelevante instellingen, MSI-buffer

buffer for global systemically important institutions, G-SII buffer, financial institution, 3574048

bufferrichtsnoer

buffer guide, financial institutions and credit, 3537880

CCyB, contracyclische buffer, contracyclische kapitaalbuffer

counter-cyclical buffer, time-variant capital buffer, countercyclical capital buffer, countercyclical buffer, counter-cyclical capital buffer, CCyB, financial institutions and credit, 3504803

clearing voor cliënten, cliëntclearing

client clearing, financial institutions and credit, 3572232

CMV, actuele marktwaarde

current market value, CMV, financing and investment, 2245296

contractuele looptijd

contractual maturity, financial institutions and credit, 1127357

contracyclisch bufferpercentage

countercyclical buffer rate, financial institutions and credit, 3537889

dekkingsfactor

coverage factor, financial institutions and credit, 3579770

dekkingspool, cover pool

cover pool, financial institutions and credit, 3524199

dekkingsvereiste, vereiste van activadekking

asset coverage requirement, coverage requirement, financial institutions and credit, 3563955

delinquent loan, achterstallige lening

delinquent loan, loan in arrears, overdue loan, past-due loan, past due loan, credit, 3551648

door margestortingen gedekt derivatencontract

margined derivative, margined derivative contract, financial market, 3572227

dubieuze lening

doubtful loan, financial institutions and credit;accounting, 898858

dubieuze vordering

doubtful debt, doubtful account, debt;accounting, 3519528

eigenvermogensvereisten voor het kredietrisico

own funds requirement for credit risk, own-funds requirement for credit risk, minimum own funds requirement for credit risk, financial institutions and credit, 2233758

eigenvermogensvereisten voor het operationele risico

minimum own funds requirement for operational risk, capital requirement for operational risk, own-funds requirement for operational risk, own funds requirement for operational risk, financial institutions and credit, 2233635

eigenvermogensvereisten voor wisselkoersrisico

own-funds requirement for foreign exchange risk, minimum own funds requirement for foreign exchange risk, own funds requirement for foreign-exchange risk, own funds requirement for foreign exchange risk, financial institutions and credit, 2234110

exotische optie

exotic option, financial market, 1682267

financieringsliquiditeitsrisico

funding risk, funding liquidity risk, financial institutions and credit, 3540015

gecentraliseerde gereglementeerde spaargelden

centralised regulated savings, banking;public administration, 3572177

gecombineerd buffervereiste

combined buffer requirement, combined capital buffer requirement, financial institutions and credit, 3537886

geconsolideerd eigen vermogen

consolidated own funds, financial institutions and credit;accounting, 875933

gedeeltelijke afboeking, gedeeltelijke afschrijving

partial write-off, accounting, 3599930

gedekte obligatie

covered bond, financial institutions and credit, 2215699

geplaatst kapitaal, uitgegeven aandelenkapitaal

share capital, issued share capital, issued capital, business organisation;financing and investment, 1104386

geplaatst, niet gestort kapitaal

capital subscribed and not paid up, callable capital, subscribed unpaid capital, European Investment Bank, 750795

gerealiseerde volatiliteit

realised volatility, realized volatility, financial market, 3575705

hefboomratio

LR, leverage ratio, financial institutions and credit, 3569563

hefboomratiobuffer

leverage ratio buffer, leverage ratio surcharge, financial institutions and credit, 3575912

historische volatiliteit, historische volatility

historical volatility, HV, financial market, 1464881

hybride kapitaalinstrumenten

quasi-equity investment instrument, quasi-equity instrument, free movement of capital, 2243442

impliciete volatiliteit

implied volatility, financial institutions and credit;financial market, 892731

in een contract besloten derivaat

embedded derivative, financial market;accounting, 920328

instelling waaraan op nationaal niveau vergunning is verleend

domestically authorised institution, financial institutions and credit, 3541485

intern kapitaal

internal capital, financial institutions and credit, 2234530

kapitaalbasis, eigen vermogen, toetsingsvermogen

capital base, prudential own funds, capital basis, bank's own funds, regulatory capital base, regulatory capital, own funds of a credit institution, own funds, financial institutions and credit, 906376

kapitaalbuffer

capital buffer, buffer capital, banking, 2226040

kapitaalconserveringsbuffer

capital conservation buffer, financial institutions and credit, 3523244

kapitaalmaatstaf

capital measure, financial institutions and credit, 3563977

kapitaalvereiste

capital charge, minimum own funds requirement, own funds requirement, capital requirement, own-funds requirement, minimum level of own funds, capital adequacy requirement, minimum own-funds requirement, regulatory capital requirement, minimum capital requirement, financial institutions and credit, 856347

kasreserveregeling, minimumreserveverplichting, reserveverplichting

minimum reserve requirement, reserve requirement, banking, 838970

KCCP, hypothetisch kapitaal

hypothetical capital, hypothetical capital requirement, financial institutions and credit, 3578102

kleine en niet-complexe instelling

small and non-complex institution, financial institutions and credit, 3579831

kredietcoöperatie

credit union, financial institutions and credit, 1071744

kredietprotectie

credit protection, financing and investment, 2215639

kredietrisicolimitering

CRM, credit risk mitigation, credit mitigation, financial institutions and credit, 2246031

LCR, liquiditeitsdekkingsratio

LCR , liquidity coverage ratio, LCR, liquidity coverage ratio, financial institutions and credit, 3533862

leverbare soort, leverbare kwaliteit

contract grade, deliverable grade, grade, FINANCE, 1682167

levering tegen betaling

DVP system, delivery-versus-payment system, delivery versus payment, delivery-versus-payment mechanism, delivery versus payment system, DVP mechanism, delivery versus payment mechanism, DVP, financial institutions and credit;free movement of capital, 892197

leveringsplaats

location, delivery location, place of delivery, contract location, FINANCE, 3575693

looptijd voor renteherziening

repricing maturity, financial institutions and credit, 3575670

looptijdtransformatie

transformation of maturities, term transformation, maturity transformation, financial market, 1126559

looptijdverschil

maturity mismatch, free movement of capital, 1128005

maatschappelijk kapitaal

nominal capital, authorised capital, registered capital, authorised share capital, authorised capital stock, taxation;business organisation, 842369

margevereiste, initiële marge

original margin, initial margin, financial market, 1464668

minimumkapitaalvereisten

MCR, minimum capital requirement, insurance, 924065

minimumreserves, vereiste reserves

minimum reserves, required reserves, minimum required reserves, financial institutions and credit, 1104226

minimumwaardeverplichting

minimum value commitment, MVC, financial institutions and credit, 3579833

MSI, mondiaal systeemrelevante instelling

global systemically important institution, G-SII, GSII, financial institution, 3561897

MSI-entiteit

G-SII entity, financial institutions and credit, 3571570

netto lange positie

net long position, financing and investment, 1125466

niet door margestortingen gedekt derivatencontract

unmargined derivative contract, non-margined derivative, unmargined derivative, financial market, 3572228

niet-EU-MSI, niet-EU mondiaal systeemrelevante instelling

non-EU G-SII, non-EU global systemically important institution, financial institutions and credit, 3572245

niet-inbare vordering, slechte schulden, oninbare vorderingen

uncollectible account, defaulted receivable, bad debt, irrecoverable debt, accounting;debt, 53529

niet-renderende blootstelling

NPE, non-performing exposure, FINANCE, 3551988

niet-volgestorte kredietprotectie

unfunded credit protection, UFCP, financial institutions and credit, 2229108

noodlijdende lening, niet-renderende lening, NPL, noodlijdend krediet, oninbare lening

nonperforming loan, NPL, distressed loan, non-performing loan, loan, 1127446

NSFR, nettostabielefinancieringsratio

Net Stable Funding Ratio, NSFR, financial institutions and credit, 3533865

oninbare lening, noodlijdend krediet, noodlijdende lening

distressed loan, financing and investment;credit, 1127552

optie tot vervroegde aflossing

early redemption option, financing and investment, 3575714

OTC-derivatenoperatie, OTC-derivatentransactie

OTC-derivative transaction, OTC-derivatives transaction, OTC derivatives transaction, over-the-counter (OTC) derivative transaction, over-the-counter derivative transaction, OTC derivative transaction, over the counter derivative transaction, over-the-counter derivatives transaction, financial market, 1176623

overdraagbare activa met een hoge liquiditeit en kredietkwaliteit, activa van niveau 2

assets of high liquidity and credit quality, level 2 assets, transferable assets that are of high liquidity and credit quality, financial institutions and credit, 3563954

overeenkomst tot overdracht van de bedrijfsresultaten

profit-and-loss transfer agreement, PLTA, profit and loss transfer agreement, ECONOMICS;BUSINESS AND COMPETITION, 1363529

overreserves

excess reserves, banking, 1683457

pass-through-financiering

pass through financing, pass-through financing, financial institutions and credit, 919256

pass-through-lening

pass-through loan, pass through loan, financial institutions and credit, 3545227

percentage oninbare leningen, NPL-ratio, percentage niet-renderende leningen

NPL ratio, non-performing loan ratio, credit, 3549453

permanente faciliteit

overnight central bank facility, overnight standing facility, standing facility, ECONOMICS;FINANCE, 899817

pijler 2-richtsnoeren, richtsnoeren inzake aanvullend eigen vermogen

P2G, Pillar 2 guidance, Pillar 2 capital guidance, Individual Capital Guidance, capital guidance, supervisory guidance on additional own funds, guidance on additional own funds, financial institutions and credit, 3575846

positie in afgeleide instrumenten

derivatives position, position in derivative instruments, derivative position, financial market, 1125292

primary dealer

primary dealer, FINANCE, 1464937

prudentiële achtervang

prudential backstop, financial institutions and credit, 3579393

prudentiële beoordeling

prudential assessment, FINANCE, 3579534

prudentiële waardering

prudential valuation, FINANCE;accounting, 3504256

quasi-eigenvermogen

quasi-equity capital, quasi-capital, near equity resources, quasi-own funds, quasi own funds, quasi-equity capital, quasi-equity, FINANCE, 764549

respijtmaatregel

forbearance measure, FINANCE, 3562441

resterende looptijd

period left to run, residual term to final maturity, remaining maturity, residual maturity, residual term to maturity, insurance;financial market, 793071

Richtlijn eigen vermogen, Richtlijn 89/299/EEG van de Raad van 17 april 1989 betreffende het eigen vermogen van kredietinstellingen

OFD, Council Directive 89/299/EEC on the own funds of credit institutions, Own Funds Directive, Directive on the own funds of credit institutions, own-funds directive, financial institutions and credit, 869331

risico van buitensporige hefboomwerking

excessive leverage risk, risk of excessive leverage, financing and investment, 3541522

samenstel van afdekkingsinstrumenten

hedging set, financial institutions and credit, 2244540

samenstel van verrekenbare transacties

netting set of transactions, netting set, financial institutions and credit, 2244536

SB-TKR, standaardbenadering voor tegenpartijkredietrisico

standardised approach for counterparty credit risk, SA-CCR, financial institutions and credit, 3576097

schuldeffectisering

pass-through security, financial instrument, 1682281

slechte lening

bad loan, credit, 907613

softwareactief

software asset, information technology and data processing;accounting, 3579834

stabiele financiering

stable funding, economic policy;financing and investment, 3541527

synthetisch bezit

synthetic holding, financial institutions and credit, 3541943

synthetische securitisatie

synthetic securitisation, unfunded securitisation, synthetic securitization, financial institutions and credit, 2233466

systeemrelevante bank, systeembank, mondiaal systeemrelevante bank, MSB

GSIB, globally systemically important bank, G-SIB, systemic bank, systemically important bank, bank of systemic importance, global systemically important bank, financial institutions and credit, 3504198

systeemrelevante beleggingsonderneming

systemic investment firm, financial institutions and credit;financing and investment, 3576817

tegenpartijkredietrisico, CCR

counterparty credit risk, CCR, financial institutions and credit, 2229169

tegenpartijrisico

counter-party risk, risk of counterparty failure, counterparty risk, financial institutions and credit;free movement of capital, 850498

termijndeposito, termijngeld, termijnrekening

term deposit, term deposit account, time deposit, deposit with an agreed maturity, fixed-term deposit, fixed deposit, FINANCE, 1104204

tier 1-kapitaal, T1-kapitaal, werkelijk eigen vermogen, kernkapitaal

going concern capital, core capital, T1 capital, going-concern capital, tier 1 capital, banking, 1125341

tier 2-kapitaal, T2-kapitaal

tier 2 capital, tier-2 capital, gone concern capital, T2, T2 capital, tier-two capital, gone-concern capital, banking, 857661

tijdens de looptijd te verwachten kredietverliezen

lifetime expected credit losses, lifetime ECLs, financial market;accounting, 3573065

top-tier bank

top-tier bank, banking, 3577046

tradingafdeling

trading desk, financial institutions and credit, 907592

valutahedgetransactie, transacties tot dekking van koersrisico, hedging van valutarisico's

foreign currency exchange hedge, forex hedge, currency hedge, foreign currency hedge, FX hedge, foreign exchange hedge, financial institutions and credit;monetary economics, 1104081

van grondstof afgeleid instrument

commodity derivative, commodity derivatives, commodity-linked derivative, financial market, 1125424

vereenvoudigde SB-TKR, vereenvoudigde standaardbenadering voor tegenpartijkredietrisico

simplified SA-CCR, simplified standardised approach for counterparty credit risk, financial institutions and credit, 3576100

verwachte verliezen, te verwachten kredietverliezen

ECL, expected credit losses, expected losses, ECLs, accounting, 3572977

volgestorte kredietprotectie

funded credit protection, FCP, financial institutions and credit, 2216392

voorgeschreven eigen vermogen

regulatory own funds, pension scheme;social security;pension fund, 3549406

voorziening voor verliezen, leningsverliesreserve, voorzieningen voor kredietverliezen

allowance for bad debt, loss allowance, loan loss reserve, provision for loss, loan loss allowance, allowance for credit losses, accounting;banking, 3573070

vreemd vermogen, vreemd kapitaal, vreemde middelen

debt capital, loan capital, borrowed capital, credit capit, deposits and borrowed funds, credit;accounting, 1239605

waardevermindering, afschrijving, afwaardering, afboeking

writedown, write down, write-down, FINANCE;accounting, 1465055

wholesalefunding, wholesalefinanciering

wholesale funding, financial institutions and credit, 899660

wisselkoersrisico, koersrisico, valutarisico

foreign exchange rate risk, exchange rate risk, foreign currency risk, cross-currency exchange risk, FX risk, exchange risk, foreign-exchange risk, currency risk, foreign exchange risk, financial institutions and credit;monetary economics, 786112

zekerhedenswap

collateral transformation, collateral swap, FINANCE, 3549392

zichtrekening, zichtdeposito, direct opvraagbaar deposito

sight deposit, demand deposit, FINANCE;accounting, 1104203

zuiver vermogen

net assets, net worth, share capital;accounting, 1239766