European Single Access Point (ESAP) Glossary

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aandelenfinanciering equity financing, equity finance, equity funding FINANCE 931361
aandelenkapitaal, eigen vermogen, eigen kapitaal shareholders' funds, equity capital, stockholders' equity, owner's equity, own capital, shareholders' equity, equity share capital;FINANCE 2243438
aangehouden netto economisch belang, aangehouden belang retained interest, retained net economic interest FINANCE 3545603
aanvullend eigen vermogen, aanvullend vermogen additional own funds financial institutions and credit;accounting 874323
activa van niveau 1, overdraagbare activa met een uiterst hoge liquiditeit en kredietkwaliteit assets of extremely high liquidity and credit quality, level 1 assets, transferable assets that are of extremely high liquidity and credit quality financial institutions and credit 3563951
additioneel eigenvermogensvereiste, pijler 2-kapitaalvereiste additional own funds requirement, P2R, own funds add-on, pillar 2 capital requirement financial institutions and credit 3575835
afboeking, afschrijven, kwijtschelding write-off, write off, writeoff accounting 3520448
afgeleid financieel instrument, afgeleid instrument, derivaat derivative instrument, financial derivative instrument, derivative financial instrument, derivative product, derivative financial market 856223
agiorekening share premium account FINANCE;accounting 1071938
andere systeemrelevante instelling, ASI O-SII, O-SIIs, other systemically important institution financial institutions and credit 3572348
ASI-buffer other systemically important institutions buffer, O-SII buffer, OSII buffer financial institutions and credit 3576019
ASI-bufferpercentage O-SII buffer rate financial institutions and credit 3579800
basisvermogen, oorspronkelijk eigen vermogen original own funds financial institutions and credit 877915
binnen twaalf maanden te verwachten kredietverliezen 12-month expected credit losses, 12-month ECL, twelve month expected credit losses financial market;accounting 3572978
blootstelling op proef exposure under probation financial institutions and credit 3579357
blootstellingsmaatstaf voor de berekening van de hefboomratio, blootstellingsmaatstaf, maatstaf van totale blootstelling total exposure measure of the leverage ratio, leverage ratio total exposure measure, exposure measure, total exposure measure, leverage exposure measure, leverage ratio exposure measure, total leverage exposure measure financial institutions and credit 3575844
blootstellingswaarde exposure value financial institutions and credit 2233479
buffer voor mondiaal systeemrelevante instellingen, MSI-buffer buffer for global systemically important institutions, G-SII buffer financial institution 3574048
bufferrichtsnoer buffer guide financial institutions and credit 3537880
CCyB, contracyclische buffer, contracyclische kapitaalbuffer counter-cyclical buffer, time-variant capital buffer, countercyclical capital buffer, countercyclical buffer, counter-cyclical capital buffer, CCyB financial institutions and credit 3504803
clearing voor cliënten, cliëntclearing client clearing financial institutions and credit 3572232
CMV, actuele marktwaarde current market value, CMV financing and investment 2245296
contractuele looptijd contractual maturity financial institutions and credit 1127357
contracyclisch bufferpercentage countercyclical buffer rate financial institutions and credit 3537889
dekkingsfactor coverage factor financial institutions and credit 3579770
dekkingspool, cover pool cover pool financial institutions and credit 3524199
dekkingsvereiste, vereiste van activadekking asset coverage requirement, coverage requirement financial institutions and credit 3563955
delinquent loan, achterstallige lening delinquent loan, loan in arrears, overdue loan, past-due loan, past due loan credit 3551648
door margestortingen gedekt derivatencontract margined derivative, margined derivative contract financial market 3572227
dubieuze lening doubtful loan financial institutions and credit;accounting 898858
dubieuze vordering doubtful debt, doubtful account debt;accounting 3519528
eigenvermogensvereisten voor het kredietrisico own funds requirement for credit risk, own-funds requirement for credit risk, minimum own funds requirement for credit risk financial institutions and credit 2233758
eigenvermogensvereisten voor het operationele risico minimum own funds requirement for operational risk, capital requirement for operational risk, own-funds requirement for operational risk, own funds requirement for operational risk financial institutions and credit 2233635
eigenvermogensvereisten voor wisselkoersrisico own-funds requirement for foreign exchange risk, minimum own funds requirement for foreign exchange risk, own funds requirement for foreign-exchange risk, own funds requirement for foreign exchange risk financial institutions and credit 2234110
exotische optie exotic option financial market 1682267
financieringsliquiditeitsrisico funding risk, funding liquidity risk financial institutions and credit 3540015
gecentraliseerde gereglementeerde spaargelden centralised regulated savings banking;public administration 3572177
gecombineerd buffervereiste combined buffer requirement, combined capital buffer requirement financial institutions and credit 3537886
geconsolideerd eigen vermogen consolidated own funds financial institutions and credit;accounting 875933
gedeeltelijke afboeking, gedeeltelijke afschrijving partial write-off accounting 3599930
gedekte obligatie covered bond financial institutions and credit 2215699
geplaatst kapitaal, uitgegeven aandelenkapitaal share capital, issued share capital, issued capital business organisation;financing and investment 1104386
geplaatst, niet gestort kapitaal capital subscribed and not paid up, callable capital, subscribed unpaid capital European Investment Bank 750795
gerealiseerde volatiliteit realised volatility, realized volatility financial market 3575705
hefboomratio LR, leverage ratio financial institutions and credit 3569563
hefboomratiobuffer leverage ratio buffer, leverage ratio surcharge financial institutions and credit 3575912
historische volatiliteit, historische volatility historical volatility, HV financial market 1464881
hybride kapitaalinstrumenten quasi-equity investment instrument, quasi-equity instrument free movement of capital 2243442
impliciete volatiliteit implied volatility financial institutions and credit;financial market 892731
in een contract besloten derivaat embedded derivative financial market;accounting 920328
instelling waaraan op nationaal niveau vergunning is verleend domestically authorised institution financial institutions and credit 3541485
intern kapitaal internal capital financial institutions and credit 2234530
kapitaalbasis, eigen vermogen, toetsingsvermogen capital base, prudential own funds, capital basis, bank's own funds, regulatory capital base, regulatory capital, own funds of a credit institution, own funds financial institutions and credit 906376
kapitaalbuffer capital buffer, buffer capital banking 2226040
kapitaalconserveringsbuffer capital conservation buffer financial institutions and credit 3523244
kapitaalmaatstaf capital measure financial institutions and credit 3563977
kapitaalvereiste capital charge, minimum own funds requirement, own funds requirement, capital requirement, own-funds requirement, minimum level of own funds, capital adequacy requirement, minimum own-funds requirement, regulatory capital requirement, minimum capital requirement financial institutions and credit 856347
kasreserveregeling, minimumreserveverplichting, reserveverplichting minimum reserve requirement, reserve requirement banking 838970
KCCP, hypothetisch kapitaal hypothetical capital, hypothetical capital requirement financial institutions and credit 3578102
kleine en niet-complexe instelling small and non-complex institution financial institutions and credit 3579831
kredietcoöperatie credit union financial institutions and credit 1071744
kredietprotectie credit protection financing and investment 2215639
kredietrisicolimitering CRM, credit risk mitigation, credit mitigation financial institutions and credit 2246031
LCR, liquiditeitsdekkingsratio LCR , liquidity coverage ratio, LCR, liquidity coverage ratio financial institutions and credit 3533862
leverbare soort, leverbare kwaliteit contract grade, deliverable grade, grade FINANCE 1682167
levering tegen betaling DVP system, delivery-versus-payment system, delivery versus payment, delivery-versus-payment mechanism, delivery versus payment system, DVP mechanism, delivery versus payment mechanism, DVP financial institutions and credit;free movement of capital 892197
leveringsplaats location, delivery location, place of delivery, contract location FINANCE 3575693
looptijd voor renteherziening repricing maturity financial institutions and credit 3575670
looptijdtransformatie transformation of maturities, term transformation, maturity transformation financial market 1126559
looptijdverschil maturity mismatch free movement of capital 1128005
maatschappelijk kapitaal nominal capital, authorised capital, registered capital, authorised share capital, authorised capital stock taxation;business organisation 842369
margevereiste, initiële marge original margin, initial margin financial market 1464668
minimumkapitaalvereisten MCR, minimum capital requirement insurance 924065
minimumreserves, vereiste reserves minimum reserves, required reserves, minimum required reserves financial institutions and credit 1104226
minimumwaardeverplichting minimum value commitment, MVC financial institutions and credit 3579833
MSI, mondiaal systeemrelevante instelling global systemically important institution, G-SII, GSII financial institution 3561897
MSI-entiteit G-SII entity financial institutions and credit 3571570
netto lange positie net long position financing and investment 1125466
niet door margestortingen gedekt derivatencontract unmargined derivative contract, non-margined derivative, unmargined derivative financial market 3572228
niet-EU-MSI, niet-EU mondiaal systeemrelevante instelling non-EU G-SII, non-EU global systemically important institution financial institutions and credit 3572245
niet-inbare vordering, slechte schulden, oninbare vorderingen uncollectible account, defaulted receivable, bad debt, irrecoverable debt accounting;debt 53529
niet-renderende blootstelling NPE, non-performing exposure FINANCE 3551988
niet-volgestorte kredietprotectie unfunded credit protection, UFCP financial institutions and credit 2229108
noodlijdende lening, niet-renderende lening, NPL, noodlijdend krediet, oninbare lening nonperforming loan, NPL, distressed loan, non-performing loan loan 1127446
NSFR, nettostabielefinancieringsratio Net Stable Funding Ratio, NSFR financial institutions and credit 3533865
oninbare lening, noodlijdend krediet, noodlijdende lening distressed loan financing and investment;credit 1127552
optie tot vervroegde aflossing early redemption option financing and investment 3575714
OTC-derivatenoperatie, OTC-derivatentransactie OTC-derivative transaction, OTC-derivatives transaction, OTC derivatives transaction, over-the-counter (OTC) derivative transaction, over-the-counter derivative transaction, OTC derivative transaction, over the counter derivative transaction, over-the-counter derivatives transaction financial market 1176623
overdraagbare activa met een hoge liquiditeit en kredietkwaliteit, activa van niveau 2 assets of high liquidity and credit quality, level 2 assets, transferable assets that are of high liquidity and credit quality financial institutions and credit 3563954
overeenkomst tot overdracht van de bedrijfsresultaten profit-and-loss transfer agreement, PLTA, profit and loss transfer agreement ECONOMICS;BUSINESS AND COMPETITION 1363529
overreserves excess reserves banking 1683457
pass-through-financiering pass through financing, pass-through financing financial institutions and credit 919256
pass-through-lening pass-through loan, pass through loan financial institutions and credit 3545227
percentage oninbare leningen, NPL-ratio, percentage niet-renderende leningen NPL ratio, non-performing loan ratio credit 3549453
permanente faciliteit overnight central bank facility, overnight standing facility, standing facility ECONOMICS;FINANCE 899817
pijler 2-richtsnoeren, richtsnoeren inzake aanvullend eigen vermogen P2G, Pillar 2 guidance, Pillar 2 capital guidance, Individual Capital Guidance, capital guidance, supervisory guidance on additional own funds, guidance on additional own funds financial institutions and credit 3575846
positie in afgeleide instrumenten derivatives position, position in derivative instruments, derivative position financial market 1125292
primary dealer primary dealer FINANCE 1464937
prudentiële achtervang prudential backstop financial institutions and credit 3579393
prudentiële beoordeling prudential assessment FINANCE 3579534
prudentiële waardering prudential valuation FINANCE;accounting 3504256
quasi-eigenvermogen quasi-equity capital, quasi-capital, near equity resources, quasi-own funds, quasi own funds, quasi-equity capital, quasi-equity FINANCE 764549
respijtmaatregel forbearance measure FINANCE 3562441
resterende looptijd period left to run, residual term to final maturity, remaining maturity, residual maturity, residual term to maturity insurance;financial market 793071
Richtlijn eigen vermogen, Richtlijn 89/299/EEG van de Raad van 17 april 1989 betreffende het eigen vermogen van kredietinstellingen OFD, Council Directive 89/299/EEC on the own funds of credit institutions, Own Funds Directive, Directive on the own funds of credit institutions, own-funds directive financial institutions and credit 869331
risico van buitensporige hefboomwerking excessive leverage risk, risk of excessive leverage financing and investment 3541522
samenstel van afdekkingsinstrumenten hedging set financial institutions and credit 2244540
samenstel van verrekenbare transacties netting set of transactions, netting set financial institutions and credit 2244536
SB-TKR, standaardbenadering voor tegenpartijkredietrisico standardised approach for counterparty credit risk, SA-CCR financial institutions and credit 3576097
schuldeffectisering pass-through security financial instrument 1682281
slechte lening bad loan credit 907613
softwareactief software asset information technology and data processing;accounting 3579834
stabiele financiering stable funding economic policy;financing and investment 3541527
synthetisch bezit synthetic holding financial institutions and credit 3541943
synthetische securitisatie synthetic securitisation, unfunded securitisation, synthetic securitization financial institutions and credit 2233466
systeemrelevante bank, systeembank, mondiaal systeemrelevante bank, MSB GSIB, globally systemically important bank, G-SIB, systemic bank, systemically important bank, bank of systemic importance, global systemically important bank financial institutions and credit 3504198
systeemrelevante beleggingsonderneming systemic investment firm financial institutions and credit;financing and investment 3576817
tegenpartijkredietrisico, CCR counterparty credit risk, CCR financial institutions and credit 2229169
tegenpartijrisico counter-party risk, risk of counterparty failure, counterparty risk financial institutions and credit;free movement of capital 850498
termijndeposito, termijngeld, termijnrekening term deposit, term deposit account, time deposit, deposit with an agreed maturity, fixed-term deposit, fixed deposit FINANCE 1104204
tier 1-kapitaal, T1-kapitaal, werkelijk eigen vermogen, kernkapitaal going concern capital, core capital, T1 capital, going-concern capital, tier 1 capital banking 1125341
tier 2-kapitaal, T2-kapitaal tier 2 capital, tier-2 capital, gone concern capital, T2, T2 capital, tier-two capital, gone-concern capital banking 857661
tijdens de looptijd te verwachten kredietverliezen lifetime expected credit losses, lifetime ECLs financial market;accounting 3573065
top-tier bank top-tier bank banking 3577046
tradingafdeling trading desk financial institutions and credit 907592
valutahedgetransactie, transacties tot dekking van koersrisico, hedging van valutarisico's foreign currency exchange hedge, forex hedge, currency hedge, foreign currency hedge, FX hedge, foreign exchange hedge financial institutions and credit;monetary economics 1104081
van grondstof afgeleid instrument commodity derivative, commodity derivatives, commodity-linked derivative financial market 1125424
vereenvoudigde SB-TKR, vereenvoudigde standaardbenadering voor tegenpartijkredietrisico simplified SA-CCR, simplified standardised approach for counterparty credit risk financial institutions and credit 3576100
verwachte verliezen, te verwachten kredietverliezen ECL, expected credit losses, expected losses, ECLs accounting 3572977
volgestorte kredietprotectie funded credit protection, FCP financial institutions and credit 2216392
voorgeschreven eigen vermogen regulatory own funds pension scheme;social security;pension fund 3549406
voorziening voor verliezen, leningsverliesreserve, voorzieningen voor kredietverliezen allowance for bad debt, loss allowance, loan loss reserve, provision for loss, loan loss allowance, allowance for credit losses accounting;banking 3573070
vreemd vermogen, vreemd kapitaal, vreemde middelen debt capital, loan capital, borrowed capital, credit capit, deposits and borrowed funds credit;accounting 1239605
waardevermindering, afschrijving, afwaardering, afboeking writedown, write down, write-down FINANCE;accounting 1465055
wholesalefunding, wholesalefinanciering wholesale funding financial institutions and credit 899660
wisselkoersrisico, koersrisico, valutarisico foreign exchange rate risk, exchange rate risk, foreign currency risk, cross-currency exchange risk, FX risk, exchange risk, foreign-exchange risk, currency risk, foreign exchange risk financial institutions and credit;monetary economics 786112
zekerhedenswap collateral transformation, collateral swap FINANCE 3549392
zichtrekening, zichtdeposito, direct opvraagbaar deposito sight deposit, demand deposit FINANCE;accounting 1104203
zuiver vermogen net assets, net worth share capital;accounting 1239766